Mortgages

Shopping For a New Home?

Looking to purchase a new home and want to know how much you will qualify for? Check with us before you submit an offer and we’ll help you decide what product is right for you!

Fixed Rate Mortgage

With a fixed rate mortgage, your interest rate and your monthly principal and interest payment will stay the same for the life of the loan. The rate on a fixed rate mortgage is generally higher than an adjustable rate mortgage.

Adjustable Rate Mortgage (ARM)

An ARM usually features a lower rate than a fixed rate mortgage, but the rate is adjusted periodically so your payments may fluctuate. Is it the right loan for you? We can help you decide by calculating the maximum amount you’ll have to pay.

Construction Loans

You have the option to choose a fixed rate or adjustable rate mortgage for construction costs. Either option requires only one closing.

Land Loans

These types of loans are for purchasing land for future primary residence home building.

Is it time to refinance?

Come talk with us. We’ll be happy to review your existing mortgage, your financial situation and current interest rates, and help you decide if refinancing is right for you.

Ready to apply? We make it easy to apply online!

Our Mortgage Originators

Greenfield Co-op has mortgage experts in branches throughout Western Massachusetts who can help you find the mortgage that’s right for you.

  • Photo of Melissa Tetreault

    Melissa Tetreault

    AVP & Senior Mortgage Originator

    NMLS# 436671

    63 Federal Street
    Greenfield, MA 01301

    413-773-6180

  • Photo of Kimberlee Gates

    Kimberlee Gates

    Mortgage Originator

    NMLS# 2061090

    67 King Street
    Northampton, MA 01060

    413-322-7116

  • Photo of Dawn Hibbert

    Dawn Hibbert

    VP, Branch Manager & Mortgage Originator

    NMLS# 991347

    6 Main Street
    Florence, MA 01062

    413-584-5266

  • Photo of Jenicca Gallagher

    Jenicca Gallagher

    VP, Branch Manager & Mortgage Originator

    NMLS# 454531

    390 College Street
    Amherst, MA 01002

    413-658-0073