Looking to purchase a new home and want to know how much you will qualify for?
Check with us before you submit an offer and we’ll help you decide what product is right for you!
Not sure what you need to get started? Not to worry! We’ve put together a list of documents you’ll need to start your mortgage application.
Want to know what purchase price works for you? Getting pre-qualified is fast, easy, and strengthens your buying power. We use the stated information you provide on the pre-qualification application to determine what you might qualify for when purchasing a home.
Gain a competitive edge against other potential buyers when making an offer by getting pre-approved. We collect your supporting documentation for a pre-approval for a more assured loan decision. As a result, there’s less paperwork to worry about once your offer on a home to purchase is accepted.
With a fixed rate mortgage, your interest rate and your monthly principal and interest payment will stay the same for the life of the loan. The rate on a fixed rate mortgage is generally higher than an adjustable rate mortgage.
An ARM usually features a lower rate than a fixed rate mortgage, but the rate is adjusted periodically so your payments may fluctuate. Is it the right loan for you? We can help you decide by calculating the maximum amount you’ll have to pay.
You have the option to choose a fixed rate or adjustable rate mortgage for construction costs. Either option requires only one closing.
These types of loans are for purchasing land for future primary residence home building.
Come talk with us. We’ll be happy to review your existing mortgage, your financial situation and current interest rates, and help you decide if refinancing is right for you.
Ready to apply? We make it easy to apply online!
Greenfield Co-op has mortgage experts in branches throughout Western Massachusetts who can help you find the mortgage that’s right for you.
Mortgage Orginator
NMLS# 1393225
6 Main Street
Florence, MA 01062
VP of Mortgage Originations
NMLS# 436671
63 Federal Street
Greenfield, MA 01301
Mortgage Originator
NMLS# 2061090
18 Amherst Road
Sunderland, MA 01375
VP, Branch Manager & Mortgage Originator
NMLS# 991347
6 Main Street
Florence, MA 01062
VP, Branch Manager & Mortgage Originator
NMLS# 454531
390 College Street
Amherst, MA 01002
Greenfield Cooperative Bank NMLS # 423230