Commercial Loans

As a community bank, all our lending decisions are made locally. We are mindful of the business environment in Western Massachusetts, and we can help you act quickly when an opportunity comes along.

Business Term Loans

These fixed- or variable-rate loans provide a source of longer-term funding for a variety of needs:

  • Purchase or refinance owner/user real estate
  • Purchase equipment/vehicles
  • Buy, sell, expand or transition ownership in your business

Repay a Business Term Loan with monthly payments of principal and interest.

Lines of Credit

A line of credit is a source for short-term funding needs, and makes it easy to quickly add inventory, manage seasonal cash flow fluctuations, and more:

  • Revolving line of credit
  • Repayment is typically interest-only on a monthly basis
  • Equipment Line of Credit

Standby Letters of Credit

Available for suitable purposes.

Commercial Mortgages

Our Business Lending Team can work with you to finance your next business real estate deal. Our commercial real estate loans include funding for:

  • Purchase or refinance
  • Owner-occupied or investment properties
  • Land acquisition and development
  • Construction loans
  • Remodeling, rehab or expansion
  • Apartment/Multi-family
  • Senior Housing
  • Office
  • Retail
  • Hospitality
  • Industrial/Warehouse
  • Specialty/Mixed use

Make an appointment with our Business and Commercial Banking services experts to visit your business by calling 877-682-0334.