Your privacy is strictly protected at Greenfield Cooperative Bank and Northampton Cooperative Bank
All financial companies need to share customers’ personal information to run their everyday business. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information.
The types of personal information we collect and share depends on the product of service you have with us.
|Facts||What Does Greenfield Cooperative Bank/Northampton Cooperative Bank, a Division of Greenfield Cooperative Bank Do With Your Personal Information?|
Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
Applicability to Former Customers: If your customer relationship with us is ended for any reason, please be assured that we will treat the information we have about you as if you were still our customer.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does the Bank share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes, we may share the information we collect about you with certain non‐affiliated third party companies. These non-affiliates are not owned or controlled by us, but are companies we may contract with to provide you with convenient access to other products and services or because these companies help us perform necessary business functions or services. We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law.||No|
|For our marketing purposes – to offer our products and services to you||Yes, non‐financial companies that we may have joint marketing arrangements with, such as the marketing firms used by us for customer surveys and direct mailings.||No|
|For joint marketing with other financial companies||Yes, as permitted by law for any joint marketing arrangement the Bank has with a non‐affiliated third party to make available certain products and services to our customers.||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||No, the Bank is a subsidiary and is the only subsidiary of Greenfield Bancorp, MHC.||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No, the Bank does not share information with Greenfield Bancorp, MHC about your creditworthiness.||No|
|For our affiliates to market to you||No, the Bank does not share personal information for marketing purposes with Greenfield Bancorp, MHC||We don’t Share|
|For non‐affiliates to market to you||No, the Bank only shares personal information for marketing purposes as permitted by law for joint marketing arrangements||No|
|Questions?||Call (877) 682-0334 or go to www.BestLocalBank.com|
|What we do|
|How does the Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with Federal Law. These measures include computer safeguards and secured files and buildings and training/testing of our staff. We also audit our security and confidentiality procedures to make sure they work.|
|How does the Bank collect my information?||
We collect your personal information, for example, when you
|Why can’t I limit all sharing?||
Federal Law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies. For example, Greenfield Cooperative Bank (including its Northampton Cooperative Bank division) is a subsidiary of Greenfield Bancorp, MHC.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non‐affiliates we share with can include
Please be assured that whenever we use any third party company or vendor to provide services on your behalf, we contractually bind them to strict confidentiality with respect to any information that we may have provided, including information about our customers.
A formal agreement between non-affiliated financial companies that together market financial products and services to you. The Bank may, as permitted by law, enter into a joint marketing arrangement with a non‐affiliated third party to make available certain products and services to you.
|Other important information|