Loan Rates
All rates and products subject to change without notice.
Please visit a branch to apply for for an auto loan, savings secured or overdraft line of credit.
Mortgage Rates
Fixed Mortgage Rates
Rates Effective: 1/29/2023
- 5% Minimum Down Payment Required for 1 Family Owner Occupied
- 15% Minimum Down Payment required on 2 Family Owner Occupied
- 25% Minimum Down Payment Required for 3‐4 Family Owner Occupied
- Purchase or Refinance
Maximum Loan Amount: 1 Family: $726,200| 2 Family: $929,850| 3 Family: $1,123,900| 4 Family: $1,396,800
Jumbo Loans: For loan amounts greater than above, add 0.25% to the published rate
Term | Months | Points | Rate | APR | Payment Per $1,000* |
---|---|---|---|---|---|
30† | 360 | 0 | 6.000% | 6.098% | $6.00 |
30 | 360 | 2 | 6.000% | 6.291% | $6.00 |
30 | 360 | 1 | 6.125% | 6.321% | $6.08 |
30 | 360 | 0 | 6.250% | 6.351% | $6.16 |
20 | 240 | 2 | 5.750% | 6.126% | $7.02 |
20 | 240 | 1 | 5.875% | 6.126% | $7.09 |
20 | 240 | 0 | 6.000% | 6.126% | $7.16 |
15 | 180 | 2 | 5.375% | 5.842% | $8.10 |
15 | 180 | 1 | 5.500% | 5.810% | $8.17 |
15 | 180 | 0 | 5.625% | 5.779% | $8.24 |
10 | 120 | 0 | 5.375% | 5.590% | $10.79 |