Loan Rates
All rates and products subject to change without notice.
Please visit a branch to apply for for an auto loan, savings secured or overdraft line of credit.
Mortgage Rates
Fixed Mortgage Rates
Rates Effective: 7/27/2024
- 5% Minimum Down Payment Required for 1 Family Owner Occupied
- 15% Minimum Down Payment required on 2 Family Owner Occupied
- 25% Minimum Down Payment Required for 3‐4 Family Owner Occupied
- Purchase or Refinance
Maximum Loan Amount: 1 Family: $766,500| 2 Family: $981,500| 3 Family: $1,186,350| 4 Family: $1,474,400
Jumbo Loans: For loan amounts greater than above, add 0.25% to the published rate
Term | Months | Points | Rate | APR | Payment Per $1,000* |
---|---|---|---|---|---|
30 | 360 | 2 | 6.625% | 6.929% | $6.40 |
30 | 360 | 1 | 6.750% | 6.955% | $6.49 |
30 | 360 | 0 | 6.875% | 6.982% | $6.57 |
20 | 240 | 2 | 6.500% | 6.893% | $7.46 |
20 | 240 | 1 | 6.625% | 6.888% | $7.53 |
20 | 240 | 0 | 6.750% | 6.887% | $7.60 |
15 | 180 | 2 | 6.375% | 6.864% | $8.64 |
15 | 180 | 1 | 6.500% | 6.827% | $8.71 |
15 | 180 | 0 | 6.625% | 6.791% | $8.78 |
10 | 120 | 0 | 6.375% | 6.605% | $11.29 |