Loan Rates
All rates and products subject to change without notice.
Please visit a branch to apply for for an auto loan, savings secured or overdraft line of credit.
Mortgage Rates
Fixed Mortgage Rates
Rates Effective: 6/7/2023
- 5% Minimum Down Payment Required for 1 Family Owner Occupied
- 15% Minimum Down Payment required on 2 Family Owner Occupied
- 25% Minimum Down Payment Required for 3‐4 Family Owner Occupied
- Purchase or Refinance
Maximum Loan Amount: 1 Family: $726,200| 2 Family: $929,850| 3 Family: $1,123,900| 4 Family: $1,396,800
Jumbo Loans: For loan amounts greater than above, add 0.25% to the published rate
Term | Months | Points | Rate | APR | Payment Per $1,000* |
---|---|---|---|---|---|
30† | 360 | 0 | 5.990% | 6.094% | $5.99 |
30 | 360 | 2 | 6.250% | 6.553% | $6.16 |
30 | 360 | 1 | 6.375% | 6.581% | $6.24 |
30 | 360 | 0 | 6.500% | 6.609% | $6.32 |
20 | 240 | 2 | 6.000% | 6.388% | $7.16 |
20 | 240 | 1 | 6.125% | 6.386% | $7.24 |
20 | 240 | 0 | 6.250% | 6.387% | $7.31 |
15 | 180 | 2 | 5.625% | 6.105% | $8.24 |
15 | 180 | 1 | 5.750% | 6.072% | $8.30 |
15 | 180 | 0 | 5.875% | 6.040% | $8.37 |
10 | 120 | 0 | 5.500% | 5.728% | $10.85 |