The local home loan that pays you.

Save up to $1,250* on Mortgage Closing Costs!

You’ve chosen a great time to buy a new home! Greenfield Co-op has a mortgage offer to make your purchase that much sweeter. Don’t miss the opportunity to receive a $750 closing credit, plus another $500 when you get preapproved by GCB.

Choose us for your mortgage loan, and we’ll provide you with:

  • Friendly mortgage lenders who live in the local area and will walk with you through every step of the homebuying process, explain things without jargon, and help get you home.
  • Pre-Qualification which gives you a certificate to show a realtor in support of an offer that you may submit on a home.
  • Mortgage Pre-Approval gives you a competitive edge against other potential buyers when you make an offer on a home. Pre-approval will reduce the paperwork when your offer to purchase a home is accepted.
  • The mortgage option that fits your needs: Fixed-rate, adjustable-rate, or construction loans. We’ll work with you to find just the right loan and terms.

Chat with one of our experienced mortgage originators at any of our ten convenient locations to get started. Or if you’re ready right now, start your application online!

Imagine the possibilities!

Use your savings to give your home a new coat of paint, buy a new appliance, or add to your rainy day fund.

What is a Pre-approval?

When you are looking for a home and do not have a specific property in mind, you can consider a pre-approval. If you would like to be able to submit a stronger offer on a home, consider a pre-approval.  A pre-approval will bring you through a mortgage application where we request all of your supporting documentation.  We’ll ask you for proof of income (W2’s or tax returns depending on what applies), assets (bank statements) and liabilities.  This process is longer than the fast pre-qualification, but gives you a more solid offer when you finally make an offer on a property.  You will receive a conditional pre-approval letter with the terms and conditions that you have applied for.  Since we have verified all your information, this pre-approval may put your offer above others and also may result in you closing on your property sooner, as you have gone through more of the process ahead of making your offer.

*GCB will include a mortgage closing cost credit of up to $750, an additional $500 if a GCB pre-approval was obtained. The mortgage closing cost credit is applied at closing. Pre-approval is a conditional commitment; additional documentation will be required for a final loan decision. Subject to normal credit approval, appraisal, and verifications of income. For new first mortgage loans on 1-2 family owner-occupied homes or who refinance from another mortgage provider. Minimum $100,000 loan, no investment properties, applied for on or after 2/1/2024 and close by 9/30/2024. Homeowners insurance and flood insurance (if applicable) is required. Offers are subject to change or end without notice, see bank for details.