Credit Score powered by SavvyMoney

Staying on Top of Your Credit Score Has Never Been Easier

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education.

You can do this ANYTIME and ANYWHERE and for FREE.

  • Benefits of Credit Score:

    • Daily Access to your Credit Score
    • Real-Time Credit Monitoring Alerts*
    • Credit Score Simulator
    • Personalized Credit Report
    • Special Credit Offers
    • And More!

    The benefits are endless, so there is no need to wait.

*Messaging and data rates may apply, check with your service provider.

Access your credit score and report in our mobile app and online banking.

FAQs

Is there a fee?

No. It’s entirely Free, and no credit card information is required to register.

How often does your credit score get updated?

If the user regularly accesses online banking, your credit score will be updated every 7-days and displayed within your online banking. You can also refresh your credit score and full report every 24 hours by clicking “Refresh Score” and navigating to the detailed Credit Score Dashboard within online banking. 

What if the information provided by Credit Score appears to be inaccurate?

Each credit bureau has its process for correcting inaccurate information, but every user can “File a Dispute” by clicking on the “Dispute” link within the Credit Score credit report.

Will enrolling or accessing Credit Score ‘ping’ a customer’s credit and potentially lower my credit score?

No. Checking credit score on Credit Score is a “soft inquiry” which does not affect your credit score.

Will this score be used when you apply for loans with us?

No, our financial institution uses our lending criteria when making final loan decisions and has no access to SavvyMoney Credit Score. However, SavvyMoney Analytics can see what offers users view and engage with.

How do customers enroll?

Once you have logged into GCB Online Banking or GCB Mobile Banking, users can enroll in Credit Score by navigating to the menu and clicking ‘Credit Score’. You will be prompted to enter some information about yourself, and accept the terms of service.