Deposit Rates
All rates and products subject to change without notice.
Checking Rates
Free Checking
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
All rates and products subject to change without notice.
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.03% | 0.03% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.05% | 0.05% |
Rates Effective: 11/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|---|
$1,000 – $24,999.99 | $1,000.00 | 0.10% | 0.10% |
$25,000 – $99,999.99 | $1,000.00 | 0.75% | 0.75% |
$100,000 and greater | $1,000.00 | 2.55% | 2.58% |
Interest rate and APY in effect upon opening is guaranteed to remain the same through August 15, 2024, and is subject to change thereafter. This product is subject to end or change without notice.
Rates Effective: 11/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield |
---|---|---|---|
$25,000 – $49,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.10% | 0.10% |
$50,000 – $99,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.15% | 0.15% |
$100,000 to $249,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.15% | 0.15% |
$250,000 and over | $25,000 balance to open account. $25,000 balance to earn interest. | 0.25% | 0.25% |
Rates Effective: 11/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield |
---|---|---|---|
$1,000 – $9,999.99 | $1,000.00 | 0.10% | 0.10% |
$10,000 – 24,999.99 | $1,000.00 | 0.10% | 0.10% |
$25,000 – $49,999.99 | $1,000.00 | 0.10% | 0.10% |
$50,000 and greater | $1,000.00 | 0.15% | 0.15% |
Rates Effective: 11/21/2024
CD Type | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|---|
15 Month CD | $500.00 | 3.25% | 3.30% |
7 Month CD | $500 | 3.85% | 3.92% |
5 Month CD (not eligible for IRA) | $500 | 4.15% | 4.22% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 11/21/2024
Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|---|
3 Month | $500.00 | 0.05% | 0.05% |
6 Month ‘No Penalty’ CD (not eligible for IRA)1 | $500.00 | 0.15% | 0.15% |
6 Month | $500.00 | 0.15% | 0.15% |
8 Month (not eligible for IRA) | $500 | 0.15% | 0.15% |
12 Month | $500.00 | 0.20% | 0.20% |
18 Month | $500.00 | 0.25% | 0.25% |
24 Month | $500.00 | 0.30% | 0.30% |
30 Month ‘One Up’ CD (not eligible for IRA) | $500.00 | 0.35% | 0.35% |
30 Month CD (IRA only) | $500.00 | 0.35% | 0.35% |
36 Month | $500.00 | 2.00% | 2.02% |
48 Month | $500.00 | 0.50% | 0.50% |
60 Month | $500.00 | 0.90% | 0.90% |
*A substantial penalty may be imposed for early withdrawal. All Certificates of Deposit are eligible for Individual Retirement Accounts unless indicated. Maximum of $500,000. Available for personal and business accounts in our local market area only. No brokered deposits accepted. ** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year. 1 Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest.
Rates Effective: 11/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.15% | 0.15% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.