Protecting Your Accounts: Simple Steps That Make a Big Difference

A recent survey from J.D. Power highlighted that nearly 25% of bank customers do not take any steps to protect their accounts. While digital banking continues to grow, a surprising number of customers are not taking full advantage of the tools that help keep their accounts secure. The good news is that it does not take much to strengthen your protection. A few small habits can go a long way.

Turn on Multifactor Authentication (MFA)

Multifactor authentication adds an extra layer of protection by requiring a second confirmation when you sign in. This can be a text message, an email, or another approved method. Even if someone discovers your password, multifactor authentication makes it much harder for them to access your account.  

Set Up Real Time Alerts

Account alerts in Online and Mobile Banking let you know what is happening the moment it happens. You can receive a notification for withdrawals, deposits, low balances, changes made to your profile, and more. Alerts help you catch unusual activity quickly so you can respond right away.

Update Passwords Regularly

It is easy to keep the same login for years without thinking about it. Refreshing your passwords every so often, and choosing ones that are long, unique, and hard to guess, adds a strong line of defense to your accounts. Avoid using the same password across multiple sites whenever possible.

Review Your Accounts Routinely

Make a habit of looking through your recent activity. Scanning your transactions helps you spot any unfamiliar withdrawals or charges. Early detection is one of the most effective ways to reduce the impact of fraud.

The Bottom Line

Staying secure does not have to be complicated. With a few thoughtful steps and the tools already available in Online and Mobile Banking, you can help protect your information, your accounts, and your peace of mind. If you ever have questions about setting up alerts or enabling additional security features, our team is always here to help.