Save

Whether you’re saving up for a big expense, creating an emergency fund, or planning for retirement, we have a variety of accounts that will put your money to work and help you achieve your goals.

Certificates of Deposit (CD)

Our CDs are consistently among the best in Western Massachusetts:

  • Terms ranging from 3 months to 60 months
  • Consumer 6 month “No-penalty” CD option
  • Interest rate is fixed for the term of the CD
  • Interest is payable monthly
  • Withdrawals restricted during term of the CD, significant penalty for early withdrawal
  • $500.00 minimum deposit to open

No-Penalty* Certificate of Deposit (CD)

  • Six month term
  • Interest rate is fixed for the term of the CD
  • Interest is payable monthly
  • Make additional deposits of $250.00 or more at any time
  • $500.00 minimum deposit to open and earn interest

*Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest.

Statement Savings Account

Our savings account offers a competitive variable interest rate, and easy access to your money when you need it:

  • $10.00 minimum deposit to open
  • Statement Account
  • GCB Online Banking
  • GCB Telephone Banking
  • ATM card access

Accounts that do not maintain an average daily balance of $100.00 or more will be charged a flat monthly maintenance fee of $3.00. Fees are waived for accounts that receive a direct deposit each statement cycle.

Locally Grown Money Market Account

Enjoy a tiered, variable interest rate, and easy access to your money when you need it:

  • Competitive variable interest rate
  • $1,000.00 minimum to open and earn interest
  • Statement Account
  • GCB Online Banking
  • GCB Telephone Banking
  • ATM card access

Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.

This product is subject to end or change without notice. 

Money Market Account

Enjoy a tiered, variable interest rate, and easy access to your money when you need it:

  • Competitive variable interest rate
  • $1,000.00 minimum to open and earn interest
  • Statement Account
  • GCB Online Banking
  • GCB Telephone Banking
  • ATM card access

Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.

Money Market MAX Account

Maximize your money, and still get easy access:

  • Competitive variable interest rate
  • $25,000.00 minimum to open and earn interest
  • Statement Account
  • GCB Online Banking
  • GCB Telephone Banking
  • ATM card access

Accounts that do not maintain an average daily balance of $1,000.00 or more will be charged a flat monthly maintenance fee of $5.00.