Deposit Rates
All rates and products subject to change without notice.
Checking Rates
Free Checking
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
All rates and products subject to change without notice.
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | N/A | N/A |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.03% | 0.03% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.05% | 0.05% |
Rates Effective: 12/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield (APY) |
---|---|---|---|
$1,000 – $24,999.99 | $1,000.00 | 0.10% | 0.10% |
$25,000 – $99,999.99 | $1,000.00 | 0.75% | 0.75% |
$100,000 and greater | $1,000.00 | 2.55% | 2.58% |
This product is subject to end or change without notice.
Rates Effective: 12/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield |
---|---|---|---|
$25,000 – $49,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.10% | 0.10% |
$50,000 – $99,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.15% | 0.15% |
$100,000 to $249,999.99 | $25,000 balance to open account. $25,000 balance to earn interest. | 0.15% | 0.15% |
$250,000 and over | $25,000 balance to open account. $25,000 balance to earn interest. | 0.25% | 0.25% |
Rates Effective: 12/21/2024
Balance and Rate Tiers | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield |
---|---|---|---|
$1,000 – $9,999.99 | $1,000.00 | 0.10% | 0.10% |
$10,000 – 24,999.99 | $1,000.00 | 0.10% | 0.10% |
$25,000 – $49,999.99 | $1,000.00 | 0.10% | 0.10% |
$50,000 and greater | $1,000.00 | 0.15% | 0.15% |
Rates Effective: 12/21/2024
CD Type | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|---|
15 Month CD | $500.00 | 3.25% | 3.30% |
7 Month CD | $500.00 | 3.85% | 3.92% |
5 Month CD (not eligible for IRA) | $500.00 | 4.00% | 4.07% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.
Rates Effective: 12/21/2024
Term | Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|---|
3 Month | $500.00 | 0.05% | 0.05% |
6 Month ‘No Penalty’ CD (not eligible for IRA)1 | $500.00 | 0.15% | 0.15% |
6 Month | $500.00 | 0.15% | 0.15% |
8 Month (not eligible for IRA) | $500.00 | 0.15% | 0.15% |
12 Month | $500.00 | 0.20% | 0.20% |
18 Month | $500.00 | 0.25% | 0.25% |
24 Month | $500.00 | 0.30% | 0.30% |
30 Month ‘One Up’ CD (not eligible for IRA) | $500.00 | 0.35% | 0.35% |
30 Month CD (IRA only) | $500.00 | 0.35% | 0.35% |
36 Month | $500.00 | 2.00% | 2.02% |
48 Month | $500.00 | 0.50% | 0.50% |
60 Month | $500.00 | 0.90% | 0.90% |
*A substantial penalty may be imposed for early withdrawal. All Certificates of Deposit are eligible for Individual Retirement Accounts unless indicated. Maximum of $500,000. Available for personal and business accounts in our local market area only. No brokered deposits accepted. ** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year. 1 Withdrawals must be in amounts of $250.00 or more, and be seven (7) days from your last transaction or we will charge you a penalty equal to the loss of ninety-one (91) days of interest.
Rates Effective: 12/21/2024
Minimum Deposit to Open Account | Interest Rate | Annual Percentage Yield** |
---|---|---|
$10.00 | 0.15% | 0.15% |
** The Annual Percentage Yield (“APY”) is a percentage rate reflecting the total amount of interest earned on an account, based on the interest rate and the frequency of compounding over a 365 or 366 day period and assumes that principal and interest remains on deposit for one year.