You have big dreams.

And you have Greenfield Co-op to help you achieve them.

Buying your first home is a journey, from scrolling on real estate websites and attending open houses, to saving up and seeing what you can afford. Our lenders live in the local area and will walk with you through every step of the homebuying process, explain things without jargon, and help get you home. With our pre-approval* and first-time homebuyer programs, the pressure is off and the countdown to you becoming a homeowner is on!

Choosing Greenfield Co-op for your first mortgage means choosing:

  • Access to Mortgage Pre-approval* This gives you a competitive edge against other potential buyers when you make an offer on a home. Pre-approval will reduce the paperwork when your offer to purchase a home is accepted.
  • Lower Down Payment** Get in your dream home sooner with access to unique down payment programs!
  • Lower Private Mortgage Insurance Costs Minimize the additional expense of PMI** with a program that fits your budget.
  • First-Time Home Buyer Education Credit Get up to $75*** credited towards your required education course.
  • Multiple First-Time Homebuyer loan programs Choose from our fixed or adjustable Co-op Achieve or Co-op Attain programs. Ask us how we can help make homebuying more affordable for you!

We’re ready to hear what you need and get you home!

Set up an appointment with one of our experienced mortgage originators to discuss your options. Or if you’re ready now, start your application today!

Your Mortgage application checklist.

We understand it’s your first time purchasing a home. No worries, we’re here to guide you through. Check out this list of documents to see exactly what you need to bring to your appointments and the information required to complete an application.

Mortgage application required documents

What is a Pre-approval?

When you are looking for a home and do not have a specific property in mind, you can consider a pre-approval. If you would like to be able to submit a stronger offer on a home, consider a pre-approval. A pre-approval will bring you through a mortgage application where we request all of your supporting documentation. We’ll ask you for proof of income (W2’s or tax returns depending on what applies), assets (bank statements) and liabilities. This process is longer than the fast pre-qualification, but gives you a more solid offer when you finally make an offer on a property. You will receive a conditional pre-approval letter with the terms and conditions that you have applied for. Since we have verified all your information, this pre-approval may put your offer above others and also may result in you closing on your property sooner, as you have gone through more of the process ahead of making your offer.

Meet the lenders

Your partners through the whole process.

*Pre-approval is a conditional commitment; additional documentation will be required for a final loan decision. Subject to normal credit approval, appraisal, and verifications of income.
**Down payment between 3% – 5%. Private Mortgage Insurance (PMI) required on loans with less than 20% down payment.
***Borrowers must complete First Time Home Buyer Education. The bank will credit up to $75 for the cost of the course to borrowers at closing. See bank for additional program details.