* Down payment between 3% – 5%. Private Mortgage Insurance (PMI) required on loans with less than 20% down payment.
**GCB will include a mortgage closing cost credit of up to $800, an additional $250 if a GCB pre-approval was obtained. The mortgage closing cost credit is applied at closing. Pre-approval is a conditional commitment; additional documentation will be required for a final loan decision. Subject to normal credit approval, appraisal, and verifications of income. For new first mortgage loans on 1-2 family owner-occupied homes. Minimum $100,000 loan, no investment properties, applied for on or after 2/1/2026, closing by 9/15/2026. Homeowners insurance and flood insurance (if applicable) is required. Offers are subject to change or end without notice, see bank for details.