Let’s build a future in the Pioneer Valley together.

When you’re ready to buy a home in our beautiful region, trust your mortgage to the bank that’s been here for more than 100 years.

As you prepare to buy a home and you’re thinking locally—about neighborhoods, your favorite parks and cafes—it’s also a good time to think about the advantages of choosing a local bank for your mortgage loan.

At Greenfield Cooperative Bank, we’re an independent, local bank, serving the people of the Pioneer Valley—not shareholders. All our decisions are made by local people right here, in the place we all call home.

Choose us for your mortgage loan, and we’ll provide you with:

  • Friendly mortgage lenders, who live in the local area and will walk with you through every step of the homebuying process, explain things without jargon, and help get you home.
  • Pre-Qualification which gives you a certificate to show a realtor in support of an offer that you may submit on a home.
  • Mortgage Pre-Approval gives you a competitive edge against other potential buyers when you make an offer on a home. Pre-approval will reduce the paperwork when your offer to purchase a home is accepted.
  • The mortgage option that fits your needs: Fixed-rate, adjustable-rate, land loans, or construction loans. We’ll work with you to find just the right loan and terms.

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Western Massachusetts is the place we love. And for more than 100 years, Greenfield Cooperative Bank and Northampton Cooperative Bank have been helping our neighbors in the community settle into home ownership and thrive.

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About Greenfield Cooperative Bank and its Northampton Cooperative Bank Division

GCB started in Franklin County in 1905, and NCB has been of service since 1889 in Hampshire County.

To us, providing financial services to our customers and serving our community go hand-in-hand. Both contribute to the success of local families, businesses, and neighborhoods.

Our board members are local business leaders. Our lending decisions are made locally. Our feet are firmly planted in Western Massachusetts, and our sights are set on the thriving of everyone we serve.

We’ve created simple but powerful banking tools for local people and businesses, and provide competitive lending rates and products to help our customers realize their dreams.

When you visit one of our branches, you’ll find our staff to be approachable, professional, and friendly. Our bankers are happy to have real, in-depth conversations with you about your financial goals, and we do everything we can to help you achieve them.

We are a state chartered mutual bank, with deposits insured in full up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC) and amounts above $250,000.00 by the Depositors Insurance Fund (“DIF”) for Massachusetts, we are regulated by the Federal Reserve Bank of Boston.

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