Checking accounts for independent spirits.

Here in the Pioneer Valley, we have the checking accounts that fit your financial style.

If you’re rooted in Western Massachusetts the way we are, you know we look at things a little differently out here. And when it comes to your checking account, you have your own way of paying your bills, managing your finances, and keeping your cash flexible. With GCB, you’ll have plenty of options when choosing an account—we even offer a checking account with no checks!

Open an account with us, and enjoy:

  • No average daily balance requirements on most accounts—and with just a $10 deposit, you can open an account and keep your
    money flexible while benefiting from our convenient, rewarding features.
  • Online Banking and Mobile App—manage all your eligible accounts from just about anywhere, for greater security, and for your
  • Debit Card Rewards—with uChoose Rewards, you can earn points on everyday purchases and get valuable rewards, all with no
    monthly minimums or limits.
  • PayItNow™—send money from your personal checking or statement savings account to another person’s email address or
    mobile phone number—no matter where they do their banking.*
  • Greener bank statements—with eStatements, print only the account statements you need, going back up to 16 months.
  • Alerts that matter to you—customize your alerts to keep track of your money: Find out if your account goes below a certain
    dollar amount, if a specific check clears your account—even choose to be alerted to ANY activity that happens with your account.


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You don’t stay around for 100 years without changing with the times.

At GCB, we have a tradition of serving our customers and community that means a lot to us. But we also move with the times, and we know many customers aren’t using their checking accounts the way they used to.

Whether you need a checking account, a mortgage, or other financial services, we’re here to help you do things your way and help you achieve your unique financial goals.

About Greenfield Cooperative Bank and its Northampton Cooperative Bank Division

GCB started in Franklin County in 1905, and NCB has been of service since 1889 in Hampshire County.

To us, providing financial services to our customers and serving our community go hand-in-hand. Both contribute to the success of
local families, businesses, and neighborhoods.

Our board members are local business leaders. Our lending decisions are made locally. Our feet are firmly planted in Western
Massachusetts, and our sights are set on the thriving of everyone we serve.

We’ve created simple but powerful banking tools for local people and businesses, and provide competitive lending rates and products
to help our customers realize their dreams.

When you visit one of our branches, you’ll find our staff to be approachable, professional, and friendly. Our bankers are happy to have
real, in-depth conversations with you about your financial goals, and we do everything we can to help you achieve them.

We are a state chartered mutual bank, with deposits insured in full up to $250,000.00 by the Federal Deposit Insurance Corporation
(FDIC) and amounts above $250,000.00 by the Depositors Insurance Fund (“DIF”) for Massachusetts, we are regulated by the Federal
Reserve Bank of Boston.

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*PayItNow™ can be used for payees within the US, international payments are not allowed.