It Pays to Get Pre-approved!

When you are looking for a home and do not have a specific property in mind, you can consider a pre-approval. If you would like to be able to submit a stronger offer on a home, consider a pre-approval.  A pre-approval will bring you through a mortgage application where we request all of your supporting documentation.  We’ll ask you for proof of income (W2’s or tax returns depending on what applies), assets (bank statements) and liabilities.  This process is longer than the fast pre-qualification, but gives you a more solid offer when you finally make an offer on a property.  You will receive a conditional pre-approval letter with the terms and conditions that you have applied for.  Since we have verified all your information, this pre-approval may put your offer above others and also may result in you closing on your property sooner, as you have gone through more of the process ahead of making your offer.